2. Follow the Rules, But Have Fun

Any changes made to the home's exterior had to be approved by the association. Tracey spiced up the paint scheme with a sea green and turquoise palette, plus pomegranate orange accents on the original balustrades and gingerbread trim "to add a little whimsy," she says.

Exterior paints are Silver Leaf, Chambray, Holly Glen, Orange Vermillion, and Blue Smoke from Pittsburgh Paints.