Your Neighbors Are:

Averaging in their late 30s and earning modest incomes slightly below the state average. They golf, sail out of downtown Petoskey City Marina, fish and hike in summer, and cross-country ski and snowmobile in winter.

Visiting Petoskey: 

Stay a week: The historic Stafford’s Perry Hotel has water views. Rates start at $99; 800/737-1899 or staffords.com/perryhotel.

Stay a month: Lakefront cottage with four bedrooms, one bath. Weekly rates start at $700; 989/928-2895 or homeaway.com/vacation-rental/p178541.