Plan for Great Escapes

Dreaming of a second honeymooon or vacation house by the sea? Check out these expert financial planning tips plus real-life advice from coastal dreamers like you.

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Try a house swap.
Photographer: Tria Giovan

Do a House Swap

It may sound strange at first, if you’re used to room service and nightly turndowns, but more people are swearing by swaps—from couples craving a romantic getaway to families who want to relax with more space than confined hotel rooms.

For dream swaps, check out 3RD Home. Pay a two-year, $495 membership fee, register your luxe second (or third) property, and then collect enough “keys” online to stay at someone else’s hideaway. Imagine a four-bedroom home on the Côte d’Azur just outside of Nice or an oceanside retreat in Encinitas, California.

To find more attainable swaps, visit, where you can flip your Washington, D.C., townhouse for a home on the Oregon coast. Yearly membership is approximately $120. At Vacation Rentals by Owner, you can score beautiful beach houses or simple chalets. There is a $299 fee for listing.

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