Historic Naples Pier
Fine Art Photos/Shutterstock

We crunched the numbers so you don’t have to.

By Marisa Spyker

It isn’t exactly shocking to hear that among the states most popular with retirees, Florida is always at the top of the list—and rightfully so, with its balmy weather and beautiful beaches. 

But 1,350 miles of coastline leaves out-of-state transplants with a big decision: where within the state do you choose to live out your best years?

SmartAsset, a personal finance company, has crunched the numbers so you don’t have to. According to a new report that takes into account taxes, healthcare, and quality of life, the best place to retire in the Sunshine State is Naples.

The charming Gulf Coast town on the southwest corner of Florida has long been a paradise for retirees (51 percent of the current population are seniors). In addition to the city’s rich cultural offerings, Mediterranean-inspired architecture, and gorgeous beach sunsets, Naples scored high marks for its relatively low tax rates, ratio of doctors’ offices per 1,000 people (28.4), and number of recreation centers per 1,000 people (9.7).

Related: Soon, You’ll Actually Be Able To Retire to Margaritaville

As one of our original Happiest Seaside Towns, we’re certainly not surprised the dreamy Florida town took top honors. Other coastal faves that made the cut? New Port Richey and Sarasota are among the most attractive Gulf towns for retirees, with seniors making up more than a quarter of the population in each city currently. On the Atlantic side, Stuart and Vero Beach are top spots.

See the full list below, and read more about the rankings here.

  1. Naples
  2. New Port Richey
  3. Orange Park
  4. Brooksville
  5. Stuart
  6. Vero Beach
  7. Inverness
  8. Venice
  9. Sarasota
  10. Sun City Center

Related: Plan the Perfect Weekend in Sarasota, Florida